Essential Documents for Business Loans

KYC Documents

PAN Card, Aadhar Card, Voter ID, or Passport of the business owners/directors.

Business Proof

GST Registration certificate, Shop & Establishment Act license, or Udyam Aadhar.

Financial Documents

• Last 2-3 years ITR (Income Tax Returns).
• Audited Balance Sheet and Profit & Loss statement.
• Last 6-12 months bank statements.

Collateral Documents (If Secured)

Property title deeds, tax receipts, and valuation reports if applying for a secured loan.

Business Plan

For startups or large project loans, a detailed business plan projecting future revenue is often required.