Quick Apply Instant & CIBIL

Soft inquiry only. No impact on score.

Home / Insights / Current Page

Credit Utilization Ratio

Financial Terminology Explained

Definition

The ratio of your outstanding credit card balances to your credit card limits. It is expressed as a percentage.

Ideal Range

Experts recommend keeping this ratio below 30% to maintain a healthy credit score.

Need Expert Advice?

Our financial experts are ready to help you navigate your options.

Talk to an Expert